MHI – Medicare Blog

Q: Have you heard the F plan is going away?

Monday, July 9, 2018

A: This statement ranks right up there with “The world is flat!” The F plan is not going away! The F plan, the most popular of the ten standardized Medicare Supplement plans available today will no longer be sold to people who become eligible ...


Q: Can I change to a different Medicare Supplement plan within the same company?

Monday, July 2, 2018

A: Whether you can switch to a different level Medicare Supplement plan within the same company depends on two things – the company from which you purchased the supplement and whether you would like to move to a plan with more benefits or a plan with less benefits.


Q: How will I get my Part D medications if there is a natural disaster?

Monday, June 25, 2018

A: Have you ever thought about what would happen if your medications were lost because of a natural disaster? Think about the Gatlinburg wildfire. And Hurricane Katrina. It’s estimated that 200,000 people on Medicare were displaced by Katrina. Your ...


Q: How long does a doctor have to submit a claim to Medicare?

Monday, June 18, 2018

A: Claims must be submitted to Medicare within one calendar year of the date of service.  The limited exceptions to this “timely filing requirement” are shown below. Retroactive Medicare entitlement for those qualifying because of disab ...


Q: How do I pay the part B premium if I am not yet accepting Social Security benefits?

Monday, June 11, 2018

A: Watch as our Medicare Education Specialist, Jan Graves, explains the answer.


Q: Aren’t there some exceptions to the Medigap underwriting process?

Monday, June 4, 2018

A: You won’t have to go through medical underwriting (in other words, answer any medical questions) if you apply for your Medicare Supplement (also called Medigap) plan within six months of your Part B effective date. Like many rules and regulations ...


Q: What should I know about the Medicare Supplement underwriting process?

Wednesday, May 23, 2018

A: According to www.healthcare.gov , underwriting is a process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.


Q: What are Medicare taxes?

Monday, May 14, 2018

A: The Federal Insurance Contributions Act (FICA) authorizes two types of taxes to be deducted from your paycheck – Medicare taxes and Social Security taxes. Both types of taxes must be paid. You pay half and your employer pays the other half. 6.2 p ...


Q: How do I know which facility is best?

Monday, May 7, 2018

A: Use one of the “compare tools” on www.medicare.gov to find a nursing home, hospital, home health care provider, dialysis facility, medical equipment supplier or long-term care hospital that best fit your needs. Look on the lower left hand p ...


Q: When is the best time to buy a Medicare Supplement plan?

Monday, April 30, 2018

A: The best time to buy a Medicare Supplement plan is when you are not required to go through the medical underwriting process (answer questions about your health). You don’t have to answer any medical questions if you purchase your supplement plan within six months of your Part B effective date.  


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