MHI – Medicare Blog

Q: Why should I do a Part D plan comparison every year?

Monday, October 8, 2018

A: Part D plans have an opportunity to change the drugs they cover as well as their premiums, deductibles and copay amounts every year. It’s not safe to assume the plan you have this year will work as well for you next year. What happens if one of your expensive brand name medications is dropped from the plan’s formulary?

Q: Is it true the F plan is going away?

Monday, October 1, 2018

A: In a word, no. The F plan is not going away! Plan F, the most popular of the ten standardized Medicare Supplement plans available today, will no longer be sold to people who become eligible for Medicare on or after January 1, 2020. (This applies to the ...

Q: How do I sign up for Part B if I delayed enrollment because I had health insurance through my employer?

Monday, September 24, 2018

A: It’s a piece of cake! First, let’s make sure we are all on the same page about who can delay Part B without being charged a late enrollment penalty. In order to delay Part B enrollment without being charges a late enrollment penalty, all of ...

Medicare Myth: My Medicare card will come automatically in the mail. All I need to do is wait for it.

Monday, September 17, 2018

You might be waiting for an awfully long time. Some people will automatically receive their Medicare card in the mail. The rest of us will actually have to take some action to get our Medicare cards. If you receive a monthly payment from SSA as you approa ...

Q: What is the difference between an HMO and a PPO?

Monday, September 10, 2018

A: Although both HMOs and PPOs use provider networks, you’ll want to understand the differences between these two types of insurance.

Q: Is there financial assistance for Part D?

Monday, August 27, 2018

A: Great question! Financial assistance is available to help people on Medicare with the cost of their drugs. Known as LIS (low-income subsidy) or Extra Help, the program is estimated to save people an average of $4,000/year.

Q: Can I increase my Social Security benefit by working longer?

Monday, August 6, 2018

A: You can increase the amount of your Social Security payment by working longer. If you start your Social Security benefits before your full retirement age, you agree to accept a smaller amount than you would have received if you had worked until your fu ...

Q: How can I find out if Medicare considers me a higher-income beneficiary?

Monday, July 30, 2018

A: You do know why that’s important, right? Everyone doesn’t pay the same Part B premium. If you make more than $85,000 (or $170,000 if you are married and filing jointly), you will pay more, sometimes much more, than the standard $134/month P ...

Q: Is there a way to find out when my new Medicare card is coming?

Monday, July 23, 2018

A: There is more than one way to find out when your new Medicare card will be mailed.

Q: Is the Part D Donut Hole going away in 2019 or 2020?

Monday, July 16, 2018

A: Both! The Donut Hole (also known as the Coverage Gap) for brand name medications is going away in 2019, but the Donut Hole for generic medications will still be in place until 2020. The closure of the Donut Hole doesn’t mean you’ll get your ...

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