MHI – Medicare Blog

Q: Do Medicare Supplement policies use networks?

Monday, October 10, 2016

A: Medicare Supplement policies do not use provider networks. If your doctor or hospital accepts Medicare, they will accept your Medicare Supplement. Keep in mind that doctors are not required to accept Medicare. You’ll want to verify your doctor do ...


Q: Can I have Medicare and a Health Savings Account (HSA) at the same time?

Monday, October 3, 2016

A: Some employers offer a Health Savings Account (HSA) in conjunction with a high deductible health plan. Employee contributions are tax-free and can be used to pay for qualified health expenses.Once you are enrolled in Medicare, you can continue to use f ...


Q: How can I find a doctor that accepts Medicare?

Monday, September 26, 2016

A: The Physician Compare tool on Medicare’s official website www.medicare.gov will identify doctors in your area that accept Medicare. Enter your zip code and the medical condition for which you need treatment. If you don’t have access to a co ...


Q: Does Medicare cover those people on HGTV who move to those Caribbean locations?

Monday, September 19, 2016

A: I find that watching Beachfront Bargain Hunt and Island Hunters on Sunday afternoons on HGTV is a nice way to wind down the weekend. Do the same two questions pop into your mind that pop into mine? How the heck to they come up with all that money to af ...


Q: Will Medicare pay for a second opinion?

Monday, September 12, 2016

A: Thankfully, yes! Original Medicare will pay for a second, and sometimes even a third, opinion for any surgeries or major diagnostic procedures recommended by your doctor. The service must be medically necessary and you’ll want to check in ad ...


Q: Does Medicare cover visits to a chiropractor?

Monday, August 22, 2016

A: Medicare covers some, but not all, chiropractor visits. In order for the visit to be covered by Part B, it must be a “manual subluxation of the spine”. Depending on the type of insurance coverage you have, you may be required to pay the Par ...


Q: Where do I sign up for Medicare if I spend part of the year in a different state?

Monday, August 15, 2016

A: It’s a question people who live part of the year in one state and the remainder in another have to consider. Fortunately, you won’t have to agonize over this decision. The Social Security Administration makes this decision for you. Your Med ...


Can I drop my retiree coverage and rely just on Medicare for my health coverage?

Monday, August 8, 2016

A: You could drop your retiree coverage and rely strictly on Medicare for your health coverage, but I wouldn’t recommend it. You worked hard for that benefit; take advantage of it. If you were to drop it, chances are you won’t be able to get i ...


Q: Do I need Medicare if I receive VA benefits?

Monday, August 1, 2016

A: It depends on whether you have TriCare for Life (TFL) or VA benefits.  TFL benefits “wrap-around” Medicare for retired service members and their spouses who have Part A and Part B. Medicare pays first; TFL pays second. In order to use ...


Does my Medicare card come automatically in the mail?

Monday, July 25, 2016

A: Yes. And. No. Yes, if you are receiving a monthly payment from the Social Security Administration (SSA) before you become eligible for Medicare. It doesn't matter whether your SSA check is for disability or early retirement. Either way, your Medica ...


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