MHI – Medicare Blog

Q: How big is the Part B late enrollment penalty?

Monday, April 2, 2018

A: Big! And the later you are signing up, the bigger it gets. If you don’t sign up for Part B during your Initial Enrollment Period or, if you qualify, during a Special Enrollment Period, you’ll be charged a penalty for every 12-month period y ...


Q: Will Medicare cover me when I travel to other parts of the country?

Monday, March 26, 2018

A: The answer: it depends. Part A and Part B (your hospital and medical coverage) is accepted throughout the country. The same is true if you have a Medicare Supplement plan. Just be sure to use a provider that accepts Medicare. It’s more complicate ...


Q: Did you know about the Medicare therapy caps on outpatient physical, occupational and speech therapy?

Monday, March 19, 2018

A: Say goodbye to physical, occupational and speech therapy caps on Medicare services. Until President Trump signed the budget deal in February, people on Medicare were subject to arbitrary limits on the amount of therapy services that Medicare was willin ...


Q: Do I need to sign up for Medicare A & B if I'm working at age 65 and I have insurance through my employer or my spouse's employer?

Monday, March 12, 2018

A: Watch as our Medicare Education Specialist, Jan Graves, explains the answer.


Q: What is the difference between Medicare and Medicaid?

Monday, March 5, 2018

A: Unless you work in the health care field or have taken care of your own or someone else’s medical bills, you probably don’t understand the difference. Think about it – both are federal programs created in 1965 and both start with M-E-D-I. No wonder people are confused!


Q: What happens if I am late paying my drug plan premium?

Monday, February 26, 2018

A: You will be dropped from your Part D plan if you have not paid your premium within their grace period. Plans can set their own grace period, but it must be at least two months long. You can check out your plan’s grace period in the “Annual ...


Q: Does Medicare cover the flu shot?

Monday, February 19, 2018

A: Medicare will cover the flu shot whether you are on Original Medicare (Part A and Part B) or a Medicare Advantage plan. If you are on Original Medicare, your flu shot will not cost you anything as long as you go to a doctor or pharmacist that accepts M ...


Q: Would I ever want to drop Part B?

Monday, February 12, 2018

A: Let’s assume you are not working and you have already signed up for Part A and Part B. If you or your spouse re-enters the workforce and lands a job with employer health coverage, you may decide you really don’t need your employer plan and ...


Q: Does Medicare cover screenings for heart disease?

Monday, February 5, 2018

A: That’s a timely question - February is American Heart Month. And it’s an important question since heart disease is the leading cause of death in this country. The answer is yes, Medicare does offer cardiovascular screenings. Take advantage ...


Q: Have I worked long enough to qualify for Medicare?

Monday, January 29, 2018

A: Most people have worked long enough to qualify for premium-free Part A hospital insurance. If you or your spouse have paid FICA taxes for at least 40 quarters (ten years), you will not be required to pay a monthly premium for Part A once you start your ...


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