MHI – Medicare Blog

Q: Does Medicare cover visits to a chiropractor?

Monday, August 22, 2016

A: Medicare covers some, but not all, chiropractor visits. In order for the visit to be covered by Part B, it must be a “manual subluxation of the spine”. Depending on the type of insurance coverage you have, you may be required to pay the Par ...

Q: Where do I sign up for Medicare if I spend part of the year in a different state?

Monday, August 15, 2016

A: It’s a question people who live part of the year in one state and the remainder in another have to consider. Fortunately, you won’t have to agonize over this decision. The Social Security Administration makes this decision for you. Your Med ...

Can I drop my retiree coverage and rely just on Medicare for my health coverage?

Monday, August 8, 2016

A: You could drop your retiree coverage and rely strictly on Medicare for your health coverage, but I wouldn’t recommend it. You worked hard for that benefit; take advantage of it. If you were to drop it, chances are you won’t be able to get i ...

Q: Do I need Medicare if I receive VA benefits?

Monday, August 1, 2016

A: It depends on whether you have TriCare for Life (TFL) or VA benefits.  TFL benefits “wrap-around” Medicare for retired service members and their spouses who have Part A and Part B. Medicare pays first; TFL pays second. In order to use ...

Does my Medicare card come automatically in the mail?

Monday, July 25, 2016

A: Yes. And. No. Yes, if you are receiving a monthly payment from the Social Security Administration (SSA) before you become eligible for Medicare. It doesn't matter whether your SSA check is for disability or early retirement. Either way, your Medica ...

Q: What is a Medical Loss Ratio?

Monday, July 18, 2016

A: The Medical Loss Ratio (MLR) keeps insurers in check regarding the amount of money they spend on administration of the plan, marketing costs and profit. A certain percentage of premium dollars must go toward paying medical claims. The Affordable Care A ...

Q: Are there special rules for ordering diabetic testing supplies through the mail?

Monday, July 11, 2016

A: First, let’s clarify how Medicare pays for diabetic supplies. Testing supplies such as glucose monitors, test strips, and lancets are considered durable medical equipment and are paid for by Part B. Anything directly associated with the injection ...

Q: Who can help me make decisions about how to receive my Medicare benefits?

Monday, June 27, 2016

A: There are two sources of information readily available to assist you in determining the best way to receive your Medicare benefits – the customer service representatives at 1-800-MEDICARE and the staff and volunteers of the State Health Insurance ...

Q: What is a account?

Monday, June 13, 2016

A: is a secure section of the Medicare website that provides people on Medicare an opportunity to manage their Medicare benefits on a close-to-real-time basis. This personalized, password-protected site provides immediate access to claims a ...

Q: I thought a colonoscopy was supposed to be free. Why did I get a bill for it?

Monday, June 6, 2016

A: Many preventive services covered by Medicare are available at no charge to you. The Part B deductible and 20 percent coinsurance do not apply to these services. And yes, a colonoscopy is on the list, as are mammograms and screenings for lung cancer, ca ...

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