MHI – Medicare Blog

Q: What is all the ruckus about the F plan?

Monday, November 5, 2018

A: There is a bit of a ruckus about the Plan F Medicare Supplement. There are rumors that this very popular plan is “going away”. Don’t you believe it! Congress passed legislation that prohibits anyone becoming eligible for Medicare on o ...

Q: Why should I sign up for Part D if I don’t take any medications?

Monday, October 29, 2018

A: That’s a fair question. The Centers for Medicare and Medicaid Services (CMS) says that Part D is voluntary. Here is what Paul Harvey would call “the rest of the story”.

Q: How hard is it to use the Plan Finder tool to compare the cost of drug plans?

Monday, October 22, 2018

A: You won’t find the drug plan comparison process difficult if you are comfortable using a laptop or a computer. Since the 2019 pricing information is now showing on, let’s do a quick run-through of that process.

Q: Wouldn’t the Part D plan with the lowest premium be the least expensive plan for me?

Monday, October 15, 2018

A: Unless you take no medications at all, there is a good chance the plan with the lowest monthly premium is not the least expensive drug plan for you. Let’s think about this for a minute. You really want to consider ALL the costs related to your pl ...

Q: Why should I do a Part D plan comparison every year?

Monday, October 8, 2018

A: Part D plans have an opportunity to change the drugs they cover as well as their premiums, deductibles and copay amounts every year. It’s not safe to assume the plan you have this year will work as well for you next year. What happens if one of your expensive brand name medications is dropped from the plan’s formulary?

Q: Is it true the F plan is going away?

Monday, October 1, 2018

A: In a word, no. The F plan is not going away! Plan F, the most popular of the ten standardized Medicare Supplement plans available today, will no longer be sold to people who become eligible for Medicare on or after January 1, 2020. (This applies to the ...

Q: How do I sign up for Part B if I delayed enrollment because I had health insurance through my employer?

Monday, September 24, 2018

A: It’s a piece of cake! First, let’s make sure we are all on the same page about who can delay Part B without being charged a late enrollment penalty. In order to delay Part B enrollment without being charges a late enrollment penalty, all of ...

Medicare Myth: My Medicare card will come automatically in the mail. All I need to do is wait for it.

Monday, September 17, 2018

You might be waiting for an awfully long time. Some people will automatically receive their Medicare card in the mail. The rest of us will actually have to take some action to get our Medicare cards. If you receive a monthly payment from SSA as you approa ...

Q: What is the difference between an HMO and a PPO?

Monday, September 10, 2018

A: Although both HMOs and PPOs use provider networks, you’ll want to understand the differences between these two types of insurance.

Q: Is there financial assistance for Part D?

Monday, August 27, 2018

A: Great question! Financial assistance is available to help people on Medicare with the cost of their drugs. Known as LIS (low-income subsidy) or Extra Help, the program is estimated to save people an average of $4,000/year.

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