A: That’s a fair question. The Centers for Medicare and Medicaid Services (CMS) says that Part D is voluntary. Here is what Paul Harvey would call “the rest of the story”.
A: Medicare’s official website www.medicare.gov is your go-to destination to look at all the Part D plans available in your state.
A: Some (but not all) Medicare Supplement plans will cover overseas travel.
A: It’s a piece of cake! First, let’s make sure we are all on the same page about who can delay Part B without being charged a late enrollment penalty.
A: Equitable relief can be a lifeline for people who did not sign up for Part B on time.
A: COBRA may “bite” you if you do not enroll in Part B within eight months of leaving your active employment.
A: Claims must be submitted to Medicare within one calendar year of the date of service.
A: Think of it as your chance to do what you should have done during your Initial Enrollment Period.
A: Unless you work in the health care field or have taken care of your own or someone else’s medical bills, you probably don’t understand the difference.
A: You will be dropped from your Part D plan if you have not paid your premium within their grace period.
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