MHI – Medicare Blog

Q: What should I know about the Medicare Supplement underwriting process?

Monday, August 19, 2019

A: According to www.healthcare.gov , underwriting is a process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.
 


Q: How will I get my Part D medications if there is a natural disaster?

Monday, August 12, 2019

A: Have you ever thought about what would happen if your medications were lost because of a natural disaster?


Q: I finally got approved for Social Security Disability (SSDI). When do I get Medicare?

Monday, August 5, 2019

A: People who qualify for Medicare based on disability typically wait 29 months for Medicare coverage to begin. 


Q: What is the difference between an HMO and a PPO?

Monday, July 29, 2019

A: Although both HMOs and PPOs use provider networks, you’ll want to understand the differences between these two types of insurance.


Q: When is the best time to buy a Medicare Supplement Plan?

Monday, July 22, 2019

A: The best time to buy a Medicare Supplement plan is when you are not required to go through the medical underwriting process (answer questions about your health). You don’t have to answer any medical questions if you purchase your supplement plan within six months of your Part B effective date.  
 


Q: How hard is it to use the Plan Finder tool to compare the cost of drug plans?

Monday, July 15, 2019

A: You won’t find the drug plan comparison process difficult if you are comfortable using a laptop or a computer. Let’s do a quick run-through of the process.


Q: Is it true that Medicare has no vision benefits?

Monday, July 8, 2019

A: Yes. And no. Medicare will not pay for a routine eye examination to see if you need new glasses.


Q: Can I change to a different Medicare Supplement plan within the same company?

Monday, July 1, 2019

A: Whether you can switch to a different level Medicare Supplement plan within the same company depends on two things


Q: Why should I sign up for Part D if I don’t take any medications?

Monday, June 24, 2019

A: That’s a fair question. The Centers for Medicare and Medicaid Services (CMS) says that Part D is voluntary. Here is what Paul Harvey would call “the rest of the story”.


Q: How do I compare drug plans?

Monday, June 17, 2019

A: Medicare’s official website www.medicare.gov is your go-to destination to look at all the Part D plans available in your state.


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  • Not connected with or endorsed by the U.S. or state government.
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  • Benefits not provided for expenses incurred while coverage under the group policy/certificate is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the group policy/certificate.
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