MHI – Q: Are you familiar with Medicare’s coverage of mental health benefits?

Posted by MedEd at MHI
A: Since May is Mental Health Awareness Month, let’s take a moment to discuss how Medicare covers mental health benefits. Having a mental health issue is nothing to be ashamed of and it is not a sign of weakness. Many of the issues we struggle with at all stages of life - stress, depression, anxiety and problems with emotions fall under the umbrella term of “mental health issues”.

Medicare Part B covers outpatient mental health services such as individual and group therapy sessions with licensed professionals. You are responsible for paying 20% coinsurance after satisfying the Part B annual deductible unless you have purchased a Medicare Supplement or Medicare Advantage plan to help pay what is not covered by Original Medicare. An annual depression screening is available at no charge as long as your doctor accepts assignment. The same is true for the “Welcome to Medicare” preventive visit as well as the subsequent annual wellness visits.

Antidepressants and other medications used in the treatment of mental health issues are covered by Part D.

Now that you know Medicare covers these benefits, don’t hesitate to make use of them.

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