MHI – Medicare Blog

Q: Can I keep my Marketplace insurance instead of Medicare?

Monday, March 14, 2016

A: You really don’t want to keep your Marketplace plan once you become eligible for Medicare. Don’t risk paying a late enrollment penalty by not signing up for Medicare during your Initial Enrollment Period (the seven month period that be ...


Q: What is the difference between a HMO and a PPO?

Monday, March 7, 2016

A: Although both HMOs and PPOs use provider networks, you’ll want to understand the differences between these two types of insurance. HMOs, or Health Maintenance Organizations, typically do not allow members to go “off network”. You must ...


Q: What is an ABN?

Monday, February 22, 2016

A: An ABN is an Advanced Beneficiary Notice of Noncoverage. It’s a heads up your service may not be covered by Medicare. ABNs aren’t issued for things never covered by Medicare - just for things where there’s some question as to whether ...


Q: Is it true the F plan is going away?

Monday, February 15, 2016

A: The F plan, the most popular of the 10 standardized Medicare Supplement plans available today, will no longer be sold as it currently exists after January 1, 2020. Those of you who currently have the F plan, as well of those of you who p ...


Q: It doesn’t matter when I sign up for Medicare as long as I do it in my Initial Enrollment Period (IEP). True or False?

Monday, February 8, 2016

A: False! Although your seven-month IEP includes the three months before the month you turn 65, your 65th birthday month and the three months following your birthday month, your Medicare benefits will start on the first day of the month you turn 65 only i ...


Q: What are Railroad Retirement Benefits?

Monday, February 1, 2016

A: All I ever understood about people who qualified for Railroad Retirement Benefits is (1) they (or a family member) worked for the railroad and (2) they had to contact a Railroad Retirement Board (RRB) office instead of the Social Security Administration (SSA) office to sign up for Medicare.


Q: What is the Medicare General Enrollment Period?

Monday, January 25, 2016

A: Think of it as your chance to do what you should have done during your Initial Enrollment Period. If you did not sign up for Part A and Part B when you were first eligible, you will not be able to enroll until the General Enrollment Period (GEP).  ...


Q: Why do people who start Medicare in 2016 pay a higher Part B premium?

Monday, January 18, 2016

A: Talk about adding insult to injury! It’s bad enough to be old enough to start Medicare this year, but having to pay more for it than people who are already on it? That’s just not right!People who started Medicare in 2015 or earlier will pay ...


Q: What is a Medicare Summary Notice?

Monday, January 4, 2016

A: In six words or less, in a not-so-grammatically-correct fashion: something you should pay attention to!Your Medicare Summary Notice (MSN) is not a bill. This quarterly statement shows all Part A and B claims submitted by providers on your behalf to Med ...


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